Personal Injury Attorney in Janesville & Beloit, Wisconsin

Suffering a personal injury following an accident due to someone else's negligence can result in serious consequences. Receiving fair compensation for physical, emotional, and mental injuries is crucial for recovery. However, accident victims may be unsure how to file a personal injury claim or are trying to recover from injuries. This is when it is vital to reach out to a personal injury attorney to get you on the correct path toward a brighter future. 

At the Paul Benson Law Firm, I am a personal injury attorney with plenty of experience to assist you during these challenging times. I have the comprehensive skills and understanding to walk you through the claims process and help you get your deserved compensation. I proudly serve clients in Janesville, Beloit, and Rock County, Wisconsin. 

Personal Injury Claims in Wisconsin 

Accident victims have the right to file a personal injury claim when they have sustained physical harm. Insurance policies generally offer personal injury protection. However, these coverages may vary according to specific policies and insurers. Here are some essential factors to consider when dealing with personal injury claims in Wisconsin: 

• Wisconsin is a fault state. A fault state means that the driver liable (responsible) for causing the accident must pay for the damages, including personal injury, to everyone involved. The liable party’s insurance generally covers all property damage and personal injury, though exceptions exist. 
  
• The Comparative Negligence Rule. This rule means that more than one party can share the liability for an accident. For example, both drivers may have violated the same traffic rules (i.e., speeding). As a result, liability may be split according to the degree of negligence in an accident. Equal liability would be a 50/50 split. Nevertheless, insurance companies may determine a 60/40, 70/30 liability, and so on. 
  
• Statute of limitations. The statute of limitations means that there is a timeframe in which you must file a personal injury claim. Past that timeframe, your personal injury claims are no longer valid. The statute of limitations for personal injury claims is three (3) years in Wisconsin. The Statute of Limitations is calculated from the accident date. 

These points are critical to remember when filing your personal injury claim. 

Filing a Personal Injury Claim 

When you’re ready to file a personal injury claim, here are some other considerations when in the following situations: 

• You can file a personal injury claim against your insurance when you use your insurance coverage to pay for your medical bills, rehabilitation care, and medication. Your coverage may be limited or denied, particularly when the other party is found to be at fault. 
  
• You can file a personal injury claim against the other party’s insurance policy to cover your expenses. Filing a personal injury claim is permitted in an at-fault state. However, in a no-fault state, each driver must use their own insurance to cover their expenses regardless of liability. Nevertheless, you can file a claim against the at-fault party’s insurance in a no-fault when the severity of your injuries surpasses a specific dollar amount. These injuries may include situations such as disfigurement, dismemberment, permanent incapacitation, or death. 
• Litigation may be needed when the at-fault party’s insurance company may deny coverage or victims seek additional compensation in situations such as death or extensive medical bills. In litigation, you can seek additional compensation to cover lost wages, mental and emotional anguish, or long-term medical care. 

When filing a personal area in Wisconsin (Janesville, Beloit, and neighboring areas), it is crucial that you include as much documentation as necessary. Items such as medical records, police reports, and witness accounts will help you get the compensation you deserve. 

Insurance Coverages in a Personal Injury Claim 

Personal injury protection covers expenses related to accidents, such as emergency room visits, hospital stays, medication, rehabilitation, and ambulance rides. However, please note that personal injury claims are not exclusive to automobile accidents. You can also file personal injury claims if you’re hurt inside a business or a residence, bitten by your neighbor's dog, a victim of nursing home neglect, or a family member who has lost a loved one due to wrongful death. 

Legal Counsel Is Crucial in a Personal Injury Claim 

Seeking the right personal injury attorney is critical when filing a personal injury claim. An experienced personal injury attorney at the Paul Benson Law Firm, I can help you assess your options. In my practice, I sit down with my clients and review their options before deciding on a course of action. In addition, my goal has always been to fight for what is in my client’s best interests. If that means going to litigation, then I can be there to use my broad knowledge to represent you with your best interests in mind.